Risk Manager Desk

The infrastructure produced for and integrated with the Banca del Gottardo Corporate Portal includes a RISK MANAGER Desk, which rationalises a series of minor EUC applications based on Visual Basic, Access and Excel which the customer had created over the years to offer users complete operative assistance in risk management when granting credit

The system calculates the rating of counterparties, whether physical persons or corporate entities, and determines parameter values (Exposition At Default, Expected Loss) which guide the determination of pricing for new credit and the management of existing credit. It achieves this in part by checking the profitability of the counterparty’s interest group.